First go on
http://www.userbars.com/ and there go on
http://designer.userbars.com/There u have allot of settings to make an great userbar:
1.
Gradient:-Select the orientation and any prefered collors.
2.
Scanline Pattern:-Used to make those lines on the userbars.
3.
Userbar Text:-Used to set the text on the userbar.
4.
Userbar Shine:-Gives a shine to the userbar.
5.
Scroller Layer:-Used to make a scroll on the image.For example going down and up again on the image.
6.
Selected Logo Layer Editor:-Here comes teh interesting part:-Click on that earth from the down left.
-Now enter an URL with teh desired
image
(U can upload the desired image and
enter the link)
-U can modify the sizes of the image
-Now select the part of the image wich
you want to contain the userbar.
>click IMPORT/REFRESH
-Now click the disquete(save to layer)
7.
Logo Layers:Here u have the selected image,and u can CC the image.
8.
Optimize:DEFAULT
9.
Userbar Preview:Click Generate preview.Now u can see the userbar U've made and after that click DONE.
HOPE IT HELPED I Don't know if this tutorial has been made before cuz im new 
If u wana have an artistic userbar and don't know how to make it just post here a request.
